Connecticut LLC for Construction — HIC Registration Required

Connecticut requires Home Improvement Contractor (HIC) registration with the Department of Consumer Protection before performing residential work. Commercial contractors may need additional licensing. For formation, see our LLC guide. For industries, see overview.

Connecticut HIC Registration

Required for: Any person or entity performing home improvement work in Connecticut Filed with: CT Department of Consumer Protection Requirements:

• Registration application + fee
• Proof of liability insurance ($100K minimum)
• Workers' compensation (if employees)
• $15,000 bond (for new registrants)

Penalty for working without HIC: Cannot enforce contracts, cannot file mechanic's liens, potential fines

Formation Sequence

1. Form CT LLC ($120) at business.ct.gov
2. Get EIN
3. Obtain liability insurance ($100K+ minimum for HIC)
4. Register as HIC with Dept. of Consumer Protection
5. Get workers' compensation (if employees)
6. Register with CT DRS for sales tax and withholding

Sales Tax for Contractors

Connecticut construction has specific sales tax rules:

• Contractors pay sales tax on materials purchased
• Labor for capital improvements: generally not separately taxed to customer
• Repair services: may be taxable
• Complex rules — review DRS guidance for your specific work type

FAQ

Is HIC registration the same as a contractor's license?

HIC registration is Connecticut's version of contractor licensing for residential work. It's filed with the Department of Consumer Protection, not a separate contractor board (Connecticut doesn't have a standalone contractors board like Oregon's CCB).